Health Care Reform: History, Policies, and Impact

Question 1

What is a primary difficulty in evaluating the effectiveness of healthcare reform efforts?

Accepted Answer

Lack of long-term data

Answer

Political influence on research

Answer

Patients not following treatment plans

Answer

Rapid advancements in healthcare technology

Question 2

What was a major criticism of the Clinton Health Care Plan of 1993?

Accepted Answer

It was too complex to implement effectively.

Answer

It proposed a single-payer system.

Answer

It lacked adequate funding.

Answer

It did not address mental health care coverage.

Question 3

What is the primary purpose of the individual mandate under the ACA?

Accepted Answer

To expand health insurance coverage to all Americans

Answer

To provide subsidies to low-income individuals and families

Answer

To create a public health insurance option

Answer

To reduce the cost of health insurance for young adults

Question 4

How has health care reform impacted the role of public health agencies?

Accepted Answer

They have assumed a more prominent role in disease prevention and health promotion.

Answer

Their funding has been significantly reduced.

Answer

They are no longer responsible for providing direct health care services.

Answer

Health care reform has had no significant impact on public health agencies.

Question 5

Which of the following is NOT a responsibility of the Centers for Medicare & Medicaid Services (CMS)?

Accepted Answer

Offering health insurance to low-income Americans

Answer

Administering Medicare and Medicaid programs

Answer

Enforcing healthcare quality standards

Answer

Negotiating prescription drug prices

Question 6

Which objective is a primary goal of Medicaid?

Accepted Answer

To provide health insurance to low-income Americans

Answer

To reduce the number of uninsured people in the United States

Answer

To improve the quality of healthcare for all Americans

Answer

To promote preventive care and early detection of diseases

Question 7

Which characteristic is a defining feature of a single-payer healthcare system?

Accepted Answer

All healthcare services are covered by a single government program

Answer

Individuals can choose to purchase private health insurance

Answer

Healthcare providers are paid on a fee-for-service basis

Answer

The government sets prices for healthcare services

Question 8

What was the primary goal of Medicare, established in 1965?

Accepted Answer

To provide health insurance to the elderly and disabled

Answer

To expand access to healthcare for low-income families

Answer

To regulate the pharmaceutical industry

Answer

To provide universal healthcare coverage to all Americans

Question 9

What is the main purpose of a Health Savings Account (HSA)?

Accepted Answer

To save money for qualified medical expenses on a tax-advantaged basis

Answer

To provide health insurance coverage for high-deductible health plans

Answer

To supplement traditional health insurance policies

Answer

To reimburse individuals for out-of-pocket medical expenses

Question 10

What is the primary role of the Centers for Medicare & Medicaid Services (CMS)?

Accepted Answer

Administering Medicare and Medicaid programs

Answer

Regulating the healthcare industry

Answer

Providing health insurance to low-income individuals

Answer

Conducting medical research

Question 11

Medicare is the healthcare program primarily responsible for providing coverage to:

Accepted Answer

Seniors and those with disabilities

Answer

Low-income families

Answer

Children under 18

Answer

Active military personnel

Question 12

The primary purpose of the Medicare program is to:

Accepted Answer

Insure Americans who are retired, disabled, or have specific health conditions

Answer

Provide health insurance to low-income individuals

Answer

Offer financial assistance for children's health insurance

Answer

Provide healthcare services to military veterans

Question 13

Which program primarily provides health insurance to elderly Americans?

Accepted Answer

Medicare

Answer

Medicaid

Answer

Social Security

Answer

Veterans Affairs

Question 14

What is Medicaid's primary objective?

Accepted Answer

Provide health insurance to low-income individuals

Answer

Subsidize prescription drug costs for seniors

Answer

Cover long-term care expenses for disabled individuals

Answer

Provide health insurance to veterans

Question 15

What role does the Food and Drug Administration (FDA) play in healthcare reform?

Accepted Answer

Regulates the safety and effectiveness of drugs and medical devices

Answer

Provides health insurance to uninsured Americans

Answer

Negotiates drug prices with pharmaceutical companies

Answer

Funds research into new medical treatments

Question 16

What is a health maintenance organization (HMO)?

Accepted Answer

A type of health insurance plan that provides comprehensive care for a fixed monthly fee

Answer

A group of doctors who share a common office and equipment

Answer

A government program that provides health insurance to low-income individuals

Answer

A non-profit organization that advocates for health care reform

Question 17

Which criticism of Medicare is considered the most significant?

Accepted Answer

High cost

Answer

Limited coverage

Answer

Complex enrollment process

Answer

Lack of choice in providers

Question 18

The primary objective of Medicaid is to provide health insurance coverage to:

Accepted Answer

Low-income individuals and families

Answer

Seniors

Answer

People with disabilities

Answer

All Americans

Question 19

Which of the following is NOT a potential benefit of health care reform?

Accepted Answer

Increased government bureaucracy

Answer

Improved access to healthcare

Answer

Reduced healthcare costs

Answer

Enhanced quality of care

Question 20

Which of the following is NOT a key provision of the Affordable Care Act (ACA)?

Accepted Answer

Elimination of the individual mandate

Answer

Expansion of Medicaid coverage to low-income adults

Answer

Creation of health insurance marketplaces (exchanges)

Answer

Prohibition of insurance companies from denying coverage based on preexisting conditions

Question 21

What is the primary purpose of Medicare?

Accepted Answer

To provide health insurance to seniors and people with certain disabilities

Answer

To provide health insurance to low-income individuals and families

Answer

To provide subsidies for health insurance premiums

Answer

To regulate the health insurance industry

Question 22

What is the fundamental difference between a single-payer healthcare system and a multi-payer healthcare system?

Accepted Answer

Multi-payer systems have multiple insurance providers while single-payer systems have only one

Answer

Single-payer systems have multiple insurance providers while multi-payer systems have only one

Answer

Single-payer systems are funded by the government while multi-payer systems are funded by private insurance companies

Answer

Multi-payer systems are funded by the government while single-payer systems are funded by private insurance companies

Question 23

When Medicare was introduced in 1965, what was its primary objective?

Accepted Answer

Providing health insurance for seniors and individuals with disabilities

Answer

Reducing overall healthcare expenses

Answer

Expanding access to primary care services

Answer

Lowering prescription drug costs

Question 24

What is the primary responsibility of the Food and Drug Administration (FDA) in the context of health care?

Accepted Answer

Ensuring the safety and efficacy of drugs and medical devices

Answer

Establishing standards for patient care

Answer

Negotiating drug prices

Answer

Providing health insurance coverage for low-income individuals

Question 25

Medicare is a government-funded health insurance program primarily designed for:

Accepted Answer

Individuals aged 65 and older

Answer

Low-income individuals

Answer

Veterans

Answer

Individuals with disabilities

Question 26

Which of the following is NOT a primary goal of health care reform efforts in the United States?

Accepted Answer

Increasing healthcare disparities

Answer

Expanding access to affordable healthcare

Answer

Reducing healthcare costs

Answer

Improving the quality of healthcare

Question 27

Which policy is NOT analyzed in Unit 7.3: Health Care Reform?

Accepted Answer

Medicare Part D

Answer

Affordable Care Act

Answer

Medicare

Answer

Medicaid

Question 28

Medicare primarily targets which population group?

Accepted Answer

Senior citizens and those with disabilities

Answer

Individuals with low income

Answer

Active military personnel

Answer

All citizens, regardless of age or financial status

Question 29

Which statement does NOT align with the principles of universal healthcare?

Accepted Answer

Private insurance serving as the main provider

Answer

Equal access for all citizens

Answer

Government-funded healthcare system

Answer

Healthcare as a fundamental human right

Question 30

Which federal agency is responsible for regulating health insurance companies?

Accepted Answer

Centers for Medicare & Medicaid Services (CMS)

Answer

Food and Drug Administration (FDA)

Answer

National Institutes of Health (NIH)

Answer

Occupational Safety and Health Administration (OSHA)

Question 31

How did the Affordable Care Act affect the number of uninsured Americans?

Accepted Answer

The number of uninsured Americans decreased by over 20 million.

Answer

The number of uninsured Americans increased by over 10 million.

Answer

The number of uninsured Americans remained unchanged.

Answer

The number of uninsured Americans increased by over 5 million.

Question 32

Which US government program provides health insurance to low-income individuals and those living with disabilities?

Accepted Answer

Medicaid

Answer

Children's Health Insurance Program (CHIP)

Answer

Veterans Affairs (VA)

Answer

Medicare

Question 33

What is the main source of funding for Medicare, the US government health insurance program for seniors and individuals with disabilities?

Accepted Answer

Payroll taxes

Answer

User fees

Answer

Property taxes

Answer

Income taxes

Question 34

Which criticism is commonly associated with single-payer healthcare systems?

Accepted Answer

Potentially longer wait times for medical care

Answer

Reduced healthcare costs overall

Answer

Universal health coverage for all citizens

Question 35

What is the primary purpose of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

To protect the privacy and security of patient health information

Answer

To fund medical research initiatives

Answer

To regulate the healthcare industry

Answer

To provide health insurance to uninsured Americans

Question 36

Which factor has significantly contributed to the rising cost of healthcare in the US?

Accepted Answer

Advancements in medical technology

Answer

Decreased prices for prescription drugs

Answer

Reduced government spending on healthcare

Answer

Universal health insurance coverage

Question 37

Which provision of the Affordable Care Act (ACA) has been a subject of controversy?

Accepted Answer

Individual mandate

Answer

Funding for the Children's Health Insurance Program (CHIP)

Answer

Expansion of Medicaid eligibility

Answer

Establishment of health insurance exchanges

Question 38

In health insurance, what is the distinction between deductibles and copays?

Accepted Answer

Deductibles must be met before insurance coverage begins, while copays are fixed amounts paid for specific healthcare services

Answer

Deductibles and copays are the same thing

Answer

Deductibles are paid after insurance coverage begins, while copays are paid before

Question 39

Which potential benefit is associated with healthcare reform efforts?

Accepted Answer

Increased access to affordable health insurance coverage

Answer

Complete government control over healthcare

Answer

Elimination of all healthcare disparities

Answer

Guaranteed lower healthcare costs for all

Question 40

What is the primary goal of Medicare Part B?

Accepted Answer

To provide coverage for medical services, such as doctor visits and outpatient care

Answer

To provide long-term care insurance

Answer

To cover hospital stays

Answer

To provide prescription drug coverage

Question 41

Differentiate between a deductible and a copayment in health insurance.

Accepted Answer

A deductible is a fixed amount you pay upfront before your insurance starts covering costs, while a copayment is a fixed amount you pay for specific medical services.

Answer

A deductible is a percentage of the total cost of the service, while a copayment is a flat fee.

Question 42

Which organization is responsible for overseeing Medicare and Medicaid programs?

Accepted Answer

Centers for Medicare & Medicaid Services (CMS)

Answer

National Institutes of Health (NIH)

Answer

Food and Drug Administration (FDA)

Answer

American Medical Association (AMA)

Question 43

What is the primary objective of the Health Insurance Portability and Accountability Act (HIPAA)?

Accepted Answer

To safeguard the privacy and security of health information

Answer

To provide affordable healthcare to all Americans

Answer

To promote healthy lifestyles

Answer

To regulate the insurance industry

Question 44

Which of the following is a common argument against government intervention in healthcare?

Accepted Answer

Private healthcare providers are more efficient and innovative than government programs.

Answer

Government intervention can reduce healthcare costs.

Answer

Healthcare is a basic human right.

Question 45

What is the main purpose of a Health Savings Account (HSA)?

Accepted Answer

To allow individuals to save money for qualified medical expenses on a tax-advantaged basis

Answer

To reimburse individuals for out-of-pocket healthcare costs.

Answer

To provide health insurance coverage with lower premiums.

Question 46

**A primary objective of the Affordable Care Act was to:**

Accepted Answer

Increase the number of Americans with health insurance coverage

Answer

Promote the adoption of healthy lifestyles

Answer

Reduce the overall cost of prescription drug medications

Question 47

**Medicare primarily provides health insurance to:**

Accepted Answer

Older adults

Answer

Individuals with disabilities

Answer

Families living in poverty

Question 48

**What is the ultimate aim of healthcare reform efforts in the United States?:**

Accepted Answer

To improve access to healthcare, make it more affordable, and enhance its quality

Answer

To minimize government expenditures on healthcare

Answer

To eliminate private health insurance

Question 49

**A "health insurance mandate**, in the context of healthcare reform, refers to:**

Accepted Answer

A requirement that individuals have health insurance coverage

Answer

A penalty imposed on employers who do not offer health insurance to their employees

Answer

A subsidy provided to individuals who purchase health insurance

Question 50

**What is the primary function of the government in healthcare reform:**

Accepted Answer

Developing policies, regulating the industry, and providing financial support

Answer

Negotiating prices with healthcare providers on behalf of consumers

Answer

Providing healthcare services directly to patients

Question 51

**How can technology contribute to the goals of healthcare reform:**

Accepted Answer

Improving access to care, reducing costs, and empowering patients

Answer

Making healthcare systems more complex and difficult to navigate

Answer

Eliminating the need for healthcare professionals

Question 52

**Which of the following ethical considerations is relevant to healthcare reform:**

Accepted Answer

Ensuring equitable access to care, affordability, and respecting patient autonomy

Answer

Maximizing profits for healthcare providers

Answer

The political popularity of reform proposals